Auto Insurance
Auto Insurance Quote Forms
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Auto Insurance Information
Auto Insurance
Insurance for Drivers Across the Delmarva Peninsula
Wherever you drive, you will need the right insurance to protect yourself and everyone else on the road. Auto insurance will protect you, your passengers, other drivers and pedestrians in case of an accident.
Wilgus Insurance Agency Inc. will help you find and tailor an auto insurance policy suited for your vehicle and your budget. You deserve coverage built for your vehicle that is affordable and comprehensive.
What Does Auto Insurance Cover?
A full coverage auto insurance policy through Wilgus Insurance Agency Inc. may include:
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Comprehensive Coverage provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, smoke, falling objects, theft, vandalism and more.
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Collision Coverage provides compensation for damages to your vehicle caused by a collision with another vehicle or object.
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Liability insurance covers bodily injury and property damage that you may cause someone else while operating the insured vehicle.
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Medical Payments Coverage provides compensation for injuries you and your passengers may sustain after an accident, no matter who caused the accident. This type of insurance can help with medical bills as well as lost wages in case you or your passengers are unable to work due to the injury.
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Uninsured/Underinsured Motorist covers damages and injuries that occur in an accident involving another driver who is not carrying proper insurance at the time of the accident.
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Roadside Assistance helps with the expenses related to trip interruptions, such as running out of gas or needing to be towed.
How Far Does Car Insurance Look Back?
Depending on where you live, your insurance provider may look back 3-5 years on your driving record. Your driving record is one of the biggest factors that may influence your auto insurance rates, so it is important to keep track of your record. While some accidents may last only three years on your record, other circumstances can last on your record even longer, such as 10 years for a DUI.
Insure Your Vehicle
Protect your vehicle with affordable car insurance through Wilgus Insurance Agency Inc. Call us at 410-742-8240 or fill out an online quote form to get started today.
Common Auto Insurance Questions
How Much Does Auto Insurance Cost?
The cost of auto insurance varies depending on several factors. Wilgus Insurance Agency Inc. will help you evaluate your risk and find an affordable policy. Fill out an online quote form to find out how much you can save on auto insurance.
How is Auto Insurance Calculated?
Auto insurance is calculated based on your level of risk. The more likely you are to file an auto insurance claim, the more you may pay for car insurance. Factors influencing your risk—and thus your premiums—include your age, gender, driving record, credit score, location, coverage limits, deductible, value of the vehicle and more.
Why is Auto Insurance Important?
Auto insurance is crucial for all drivers not only because it is required, but because it can help you avoid expenses related to an accident, including medical bills and possible legal fees from a lawsuit. It is also important to know your state’s minimum requirements, however. Carrying less than the minimum requirements can lead to various legal repercussions.
Additional Resources:
Can Bad Credit Affect My Auto Insurance?
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