Thursday, November 2, 2023Cigarettes are expensive, but smoking costs more than just those packs. Because of the many ill effects smoking has on your health, smokers should expect to pay high premiums for life insurance. Why exactly? Insurance providers calculate your premium based on your risk of dying. READ MORE >>
Monday, October 2, 2023If a farm is your livelihood, you likely understand how important it is to protect your property. A variety of different incidents can impact your agricultural business. If you have proper farm insurance, you’ll likely have many resources to help you recover from damages. READ MORE >>
Tuesday, September 5, 2023Companies operating in Maryland that use company vehicles are generally obligated to obtain commercial auto insurance policies in adherence to the regulations set by the Federal Motor Carrier Safety Association (FMCSA) and the state. READ MORE >>
Wednesday, August 2, 2023Flooding is perhaps one of the most damaging forms of natural disasters. Floods can strike anywhere at any time. Water damage is extremely hard to repair, and also difficult to contain. Therefore, homeowners should keep aware of the need to prepare for potential floods. READ MORE >>
Monday, July 3, 2023Select home insurance based on the value of your home. Many factors change the value of your home throughout your ownership. Adding an enclosed patio, for example, will significantly boost its value. Your home insurance policy should match this increased cost. If it does not, you may not have enough coverage to replace it. READ MORE >>
Monday, June 5, 2023Many of us think that we, the drivers, are the only influencer on our vehicles. However, that’s not the case. Often, your vehicle is its own influencer. A misbehaving car might create the potential to harm others. A vehicle can greatly influence itself. READ MORE >>
Wednesday, May 10, 2023High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the National Cybersecurity Alliance suggest that many small business owners are still operating under a false sense of cyber security. READ MORE >>
Monday, April 17, 2023All businesses have certain risks. From the moment you begin manufacturing products, hiring employees, or offering services to customers and clients, someone might sue you. In order to protect yourself and your business from these lawsuits, there’s business insurance. READ MORE >>
Monday, March 13, 2023Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance. This applies to people in the following situations: If you are married, you need life insurance. READ MORE >>
Wednesday, February 1, 2023Buying an older home can provide you with numerous benefits. The beautiful character, the attention to detail and the historic charm of the new home can be exciting. However, there are added risks to buying a home that many home buyers do not think about. And, home insurance companies do notice these. READ MORE >>
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