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Wilgus Insurance Agency Inc. Blog

View the latest blog posts from Wilgus Insurance Agency Inc..

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Wednesday, May 10, 2023

Cyber Security for Small Businesses

High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the National Cybersecurity Alliance suggest that many small business owners are still operating under a false sense of cyber security. READ MORE >>

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Monday, April 17, 2023

4 Ways To Know If You Should Have Business Insurance

All businesses have certain risks. From the moment you begin manufacturing products, hiring employees, or offering services to customers and clients, someone might sue you. In order to protect yourself and your business from these lawsuits, there’s business insurance. READ MORE >>

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Monday, March 13, 2023

Who Needs Life Insurance?

Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance.   This applies to people in the following situations:  If you are married, you need life insurance. READ MORE >>

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Wednesday, February 1, 2023

Are Older Homes More Expensive to Insure?

Buying an older home can provide you with numerous benefits. The beautiful character, the attention to detail and the historic charm of the new home can be exciting. However, there are added risks to buying a home that many home buyers do not think about. And, home insurance companies do notice these. READ MORE >>

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Monday, January 2, 2023

Why Marital Status Affects Car Insurance

If you have a vehicle, you need car insurance. We all know that our driving records, the type of car we own and how far we drive can affect the premiums on our car insurance. Whether you agree or not, your marital status can also affect your car insurance. Why and how does your marital status affect your car insurance? READ MORE >>

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Friday, December 2, 2022

Does Universal Life Insurance Fit Your Needs?

Many varieties of different life insurance policies are available today. The most basic function of these policies is to provide a benefit to your loved ones or named heirs at the time of your death. The funds can help support your family's financial needs in a number of ways. READ MORE >>

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Thursday, November 3, 2022

Is A BOP Sufficient For Window Installers?

Window installers have a danger-filled job. They climb on ladders. They install expensive glass. They use vehicles to get to and from their job sites.   For these reasons, the right business insurance is essential. Most window installers invest in BOP coverage, or business owner policy plans. READ MORE >>

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Friday, October 7, 2022

5 Easy Ways To Lower Your Home Insurance Premiums

When you look up tips on saving money on home insurance, you're often confronted with big decision ideas. Buy a home that's cheaper to insure. Move to a safer neighborhood. Build a 12-foot-tall brick fence around your yard.  These are great ideas if you're rich and have the freedom to switch houses at a moment's notice. READ MORE >>

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Wednesday, September 7, 2022

Surprising Reasons that You Might Pay More for Car Insurance

High risk drivers are likely to pay more for their auto insurance because they are more likely to cost the insurer a lot of money.   Insurers calculate your risk rating based on how likely you are to file a claim and how much that claim is likely to cost them. READ MORE >>

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Friday, August 5, 2022

Will Flood Insurance Cover a Pond Overflowing Its Banks and Flooding Your Home?

Is your home at risk of floods? A flood is very damaging to any property. It not only causes water damage within the home or but also damages the soil outside, putting the foundation at risk.   Flood risks are high in some areas as a result of their proximity to nearby ponds, lakes, or rivers. READ MORE >>

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