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Wilgus Insurance Agency Inc. Blog

View the latest blog posts from Wilgus Insurance Agency Inc..

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Monday, October 2, 2023

Reducing Fire Risks On Farms

If a farm is your livelihood, you likely understand how important it is to protect your property. A variety of different incidents can impact your agricultural business. If you have proper farm insurance, you’ll likely have many resources to help you recover from damages.  READ MORE >>

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Tuesday, September 5, 2023

Different Types of Commercial Auto Insurance

Companies operating in Maryland that use company vehicles are generally obligated to obtain commercial auto insurance policies in adherence to the regulations set by the Federal Motor Carrier Safety Association (FMCSA) and the state. READ MORE >>

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Wednesday, August 2, 2023

Flood Threats Mean Preparation

Flooding is perhaps one of the most damaging forms of natural disasters. Floods can strike anywhere at any time. Water damage is extremely hard to repair, and also difficult to contain. Therefore, homeowners should keep aware of the need to prepare for potential floods.  READ MORE >>

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Monday, July 3, 2023

Adding an Enclosed Patio? Increase Your Home Insurance Coverage

Select home insurance based on the value of your home. Many factors change the value of your home throughout your ownership. Adding an enclosed patio, for example, will significantly boost its value. Your home insurance policy should match this increased cost. If it does not, you may not have enough coverage to replace it. READ MORE >>

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Monday, June 5, 2023

Vehicle Maintenance Means Better Safety

Many of us think that we, the drivers, are the only influencer on our vehicles. However, that’s not the case. Often, your vehicle is its own influencer. A misbehaving car might create the potential to harm others.   A vehicle can greatly influence itself. READ MORE >>

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Wednesday, May 10, 2023

Cyber Security for Small Businesses

High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the National Cybersecurity Alliance suggest that many small business owners are still operating under a false sense of cyber security. READ MORE >>

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Monday, April 17, 2023

4 Ways To Know If You Should Have Business Insurance

All businesses have certain risks. From the moment you begin manufacturing products, hiring employees, or offering services to customers and clients, someone might sue you. In order to protect yourself and your business from these lawsuits, there’s business insurance. READ MORE >>

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Monday, March 13, 2023

Who Needs Life Insurance?

Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance.   This applies to people in the following situations:  If you are married, you need life insurance. READ MORE >>

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Wednesday, February 1, 2023

Are Older Homes More Expensive to Insure?

Buying an older home can provide you with numerous benefits. The beautiful character, the attention to detail and the historic charm of the new home can be exciting. However, there are added risks to buying a home that many home buyers do not think about. And, home insurance companies do notice these. READ MORE >>

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Monday, January 2, 2023

Why Marital Status Affects Car Insurance

If you have a vehicle, you need car insurance. We all know that our driving records, the type of car we own and how far we drive can affect the premiums on our car insurance. Whether you agree or not, your marital status can also affect your car insurance. Why and how does your marital status affect your car insurance? READ MORE >>

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