Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Information
Insurance for Homeowners Across the Delmarva Peninsula
Your home is a staple in you and your family’s life. It is a symbol of safety where you can learn, grow and work. That is why it’s important to keep your home protected.
Even a single storm can cause hundreds or even thousands of dollars to your home. Without home insurance
, you may face paying for repairs or legal expenses out of pocket.
Wilgus Insurance Agency Inc. works with homeowners to tailor policies specifically for your needs. We will help you calculate how much coverage you need and provide a policy that suits your budget so you don’t have to worry about paying too much for too little.
How is Home Insurance Calculated?
premiums are primarily calculated based on your risk of filing a claim. The more likely you are to file a claim on your policy, the more you may pay for home insurance.
Part of this cost comes from the value of your home itself. The total replacement cost value of your home is how much it would cost to completely rebuild the home after a disaster. The higher your home’s replacement cost value, the more you may pay for home insurance
Other influencing factors include your:
What is Covered Under Home Insurance?
A basic home insurance policy
available through Wilgus Insurance Agency Inc. may include:
Dwelling Coverage: Dwelling coverage provides compensation for damages to the physical home and its attached structures, such as an attached garage. It covers incidents such as fire, wind, hail, lightning, smoke, explosions and more.
Personal Belongings Coverage: Personal belongings coverage provides compensation for damages to or loss of your personal belongings caused by fire, lightning, smoke, theft, vandalism and more.
General Liability: General liability insurance covers bodily injury and property damage someone else may suffer on your property. If someone is injured in your home, for example, general liability insurance would cover their medical bills and protect you from a potential lawsuit.
Protect Your Home
Protect your home with a reliable and affordable home insurance policy
today. Call Wilgus Insurance Agency Inc. at 410-742-8240 or fill out an online quote form
to get started.
How Far in Advance Can I Buy Home Insurance?
Common Home Insurance Questions
In general, you should purchase home insurance by the time you are able to sign on your new home. This ensures that you will be covered before ever stepping foot inside.
How Much Does Home Insurance Cost?
Home insurance premiums vary greatly depending on several factors. Wilgus Insurance Agency Inc. will help you evaluate your risks and find a policy that suits your needs and budget. Fill out an online quote to get started today.
Why is Home Insurance Important?
Home insurance is crucial for all homeowners, as it provides compensation for common damages that may threaten your livelihood. Without this insurance, you could face expensive storm damages or break-ins all out of pocket.
Will Home Insurance Cover Restoration Projects?
Why Homeowners Should Consider Flood Insurance